Rates That Fit Your Needs

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NEW AUTOS & RVs - 2011 w/possible 2010

Credit Rating	Platinum*	A*	B*	C*	D*
24 Months	3.25	3.49	4.35	5.00	9.25
36 Months	3.25	3.49	4.35	5.00	9.25
48 Months	3.25	3.49	4.50	5.00	9.50
60 Months	3.25	3.49	4.75	5.25	9.50
72 Months	3.49	3.49	5.00	5.75	9.75
84 Months (Minimum $20,000)	5.50	5.50	5.75	6.75	N/A
96 Months (Minimum $25,000)	6.25	6.50	7.00	8.50	N/A

*APR = Annual Percent Rate

USED AUTOS & RVs - 2010 & 2009

Credit Rating	Platinum*	A*	B*	C*	D*
24 Months	3.25	3.49	4.35	5.00	9.25
36 Months	3.25	3.49	4.35	5.00	9.25
48 Months	3.25	3.49	4.50	5.00	9.50
60 Months	3.25	3.49	4.75	5.25	9.50
72 Months	3.49	3.49	5.00	5.75	9.75
84 Months (Minimum $20,000)	5.50	5.50	5.75	N/A	N/A

*APR = Annual Percent Rate

USED AUTOS & RVs - 2008 & Under

Credit Rating	Platinum*	A*	B*	C*	D*
24 Months	3.75	4.00	4.50	5.25	10.00
36 Months	4.00	4.00	4.50	5.25	10.00
48 Months	4.00	4.50	4.50	5.25	10.25
60 Months	5.00	5.00	5.00	5.50	10.50
72 Months	5.50	5.75	6.75	7.00	10.75

*APR = Annual Percent Rate

PERSONAL LOANS

		UNSECURED LOANS
RANGE	TIER	SIGNATURE	LOC	CREDIT CARD
740+	Platinum	9.00	10.00	9.90
680-739	A	10.00	10.00	9.90
655-679	B	11.00	11.00	9.90
620-654	C	12.00	12.00	9.90
550-619	D	17.90	N/A	N/A

*APR = Annual Percent Rate

Term Share and IRA Certificates

Account/Product	Minimum Balance	Rate	APY
Share/Savings	$5.00	.50	.50
Checking/Share Draft	$800.00	.30	.30
IRA Share	NONE	1.50	1.51

*APY = Annual Percentage Yeild

Term Share and IRA Certificates

Money Market Rates—Tiered
Minimum Opening Balance: $2,500
$10 fee/month assessed if balance falls below $2,500. Dividends continue to be earned and paid.

Balance/Tier	Rate	APY
$0 - 9,999	.70	.70
$10,000 – 24,999	.80	.80
$25,000 – 49,999	.90	.90
$50,000 – 74,999	1.00	1.00
$75,000 - PLUS	1.09	1.10

*APY = Annual Percentage Yeild

CERTIFICATES of Deposit

Term Share and IRA Certificates
Minimum Balance = $1,000

Term	Rate	APY
3 Month	.60	.60
6 Month	.75	.75
12 Month	.85	.85
24 Month	1.00	1.00
36 Month	1.20	1.21
48 Month	1.40	1.41
60 Month	1.75	1.76
Rate Riser (36Month)($10KMin)	1.00	1.00

*APY = Annual Percentage Yeild